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Insurance Information
Memorial Springs ER accepts all major private insurance plans including BlueCross BlueShield, United Healthcare, Aetna, Cigna, and Humana. Under Texas law, emergency care must be covered at in-network rates regardless of facility network status. We also offer competitive self-pay rates and flexible payment plans.
All Private Insurance Accepted
In Texas, state law requires insurance companies to cover emergency medical services at your plan's in-network benefit level, regardless of whether the emergency facility is formally in-network. This means you are fully protected when seeking emergency care at Memorial Springs ER.
Common Private Plans We Process:
Federal Medicare & Medicaid Policy
Under federal regulations, independent freestanding emergency centers in Texas (including Memorial Springs ER) are legally prohibited from participating in or accepting federal Medicare, Medicaid, or TRICARE programs. This is governed by Texas Health & Human Services licensing requirements for freestanding emergency medical care facilities (FEMCs).
Self-Pay & Uninsured Rates
For patients without private health insurance, we offer heavily discounted, transparent self-pay rates. We believe that financial constraints should never stand in the way of life-saving medical care.
- ✓Flat-rate initial physician evaluation options.
- ✓Highly discounted on-site imaging packages (CT, X-ray, Ultrasound).
- ✓Clear, upfront pricing before any diagnostic tests are run.
View Fee Schedule
In compliance with state regulations and to support billing transparency, we provide a complete, downloadable copy of our official facility Fee Schedule. This document outlines pricing for clinical services, imaging, and lab diagnostics.
Federal No Surprises Act Compliance
The Federal No Surprises Act protects patients from unexpected 'balance billing' or 'surprise billing' when receiving emergency care. Under this law, you are protected from being billed more than your insurance plan's standard co-payment, co-insurance, or deductible rates.
- ✓No out-of-network penalty billing for emergency stabilization.
- ✓Your insurance must count emergency cost-sharing toward your deductible.
Have Questions About Your Bill?
Our dedicated on-site billing specialists are available to walk you through your explanation of benefits (EOB), coordinate with your insurance provider, or set up flexible payment plans.